mking83
@mking83
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RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage

It’s true, insurers can get picky about mods, especially if they think it’ll save them money. I’ve seen claims get delayed over something as minor as ...

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RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT

SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT Yeah, keeping track is key—those risk models can change with the wind. I’ve seen peopl...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Honestly, I get where you’re coming from. But I’ve seen folks get pulled over and scramble for a paper card that’s faded or stuck to something in the ...

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RE: is accident forgiveness really worth it in Ohio?

Had a client last year who swore by accident forgiveness—until she actually needed it. It saved her from a huge rate hike after a minor winter fender ...

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RE: Why does picking a deductible feel like a weird gamble?

Honestly, I’ve run the numbers for myself and clients a bunch of times, and it always feels like a toss-up. Higher deductible looks good on paper—lowe...

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RE: Insurance paid way less than what it cost me to replace my roof

Title: Insurance Paid Way Less Than What It Cost Me To Replace My Roof I get where you’re coming from, but I’d push back a bit on the idea that it’...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

- It’s not just the number of cars, though that’s a big factor. Houston gets dinged for flood risk, hail, and yeah, car thefts aren’t great either. ...

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RE: Getting Time Off Approved For Family Needs: It Actually Worked!

- Honestly, I’m a little skeptical that this is the new normal, but I’ve seen a few cases lately where leadership’s been more flexible about family em...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Tried Hagerty briefly a while back—coverage was solid, but roadside assistance wasn't exactly lightning-fast either. Might just be luck of the draw......

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RE: little-known ways to snag cheaper insurance in Alaska

Raising your deductible can definitely lower premiums, but honestly, it's not always worth it—especially if you've had a few close calls already. You ...

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RE: stuck between Geico and Progressive in NY, thoughts?

Good call on prioritizing price and coverage first. Roadside assistance is always a bit hit-or-miss, honestly. I've seen clients have great experience...

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RE: Quick Tips for When Your EV Leaves You Stranded

Fair point, but even "reliable" chargers can be down or occupied when you need them most. Ever had issues with public stations being unexpectedly offl...

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RE: is accident forgiveness really worth it in Ohio?

Accident forgiveness can be a mixed bag, honestly. A few points to consider: - It's definitely not a scam, but it's not always essential either. Depe...

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RE: stuck between Geico and Progressive in NY, thoughts?

Yeah, good luck waiting for that feature... these apps are great at tracking the basics—speed, braking, acceleration—but they're nowhere near sophisti...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Good points overall, but honestly, I've seen it go both ways. I used to commute daily through heavy traffic and figured a lower deductible was the sma...

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