I went through something similar a few years back after my wife got into two minor accidents within six months. Tried one of those trackers too—felt w...

I get the logic behind lower deductibles, but honestly, I went the opposite route. Figured I'd rather save monthly and just stash some cash aside for ...

Honestly, paper copies can be just as much of a hassle. Last winter, my glovebox was so jammed with napkins, receipts, and kids' snacks (don't ask...)...

Never really thought about seasonal adjustments either, but it makes sense now that you mention it. When my oldest started driving, I dropped our dedu...

I learned the hard way about animal collisions a couple years ago. Hit a deer on a back road—pretty scary stuff, but thankfully everyone was fine exce...

When I first started driving, insurance felt like a maze too... honestly still does sometimes. But from experience, rental reimbursement isn't just ab...

Honestly, the financial sting is probably the best motivator. I got nailed with a speeding ticket a few years back—seeing that premium jump definitely...

Yeah, smaller insurers can be hit or miss though. I tried switching once after moving from Montgomery to Birmingham—thought I'd save a few bucks. Ende...