Middle-ground deductibles actually make a lot of sense for most people. A few quick points: - Insurance is basically risk management—you're paying to...

Yeah, can't blame you there... insurance discounts can be a maze. Even if military rates exist, sometimes the hassle outweighs the savings—especially ...

Had the same confusion a few weeks ago. Instructor said screenshots were fine, but the officer who stopped me said otherwise... luckily he let me off ...

Exactly this. I've been using one of those apps for a couple months now, and here's what I've noticed: - If you're mostly driving to class or running...

- Yeah, insurers definitely factor in minor incidents heavily—probably because they're way more frequent and add up quickly. - My cousin had a similar...

Totally agree with just adding frequent borrowers as named drivers. A couple things I'd add from experience: - Double-check your policy's fine print ...

From what I've seen, the type of car definitely plays a role. Luxury cars usually have pricier parts and repairs, so insurers factor that into their r...