- That’s the part that always trips me up. “Quick errand” is so vague. Like, what if it’s a couple hours every week? Or they’re driving to Duluth and ...

Cutting Corners With Insurance: Worth It? - Been down this road. Got lured in by a “too good to be true” rate a couple years ago. Didn’t dig deep eno...

Yeah, I’ve noticed the same thing—admin fees are like the wild west with smaller agents. But when I tried to haggle on the actual premium, it was a ha...

- Been there. That “low battery stress” is real, especially miles from anywhere. - I tried the glovebox trick, but once the heat warped the card so ba...

I’m always suspicious of those “best price” banners too. Here’s how I look at it: - A few years back, I booked a rental car through one of those site...

- Had a trooper in southern Illinois give me a weird look when I showed my phone, but he took it after a second. - Honestly, I keep the paper one in...

- I get the logic, but I've seen covered cars turn into "permanent fixtures" in some neighborhoods. Not always, but sometimes they just sit there for ...

I get the logic behind carrying backups, but honestly, I’ve never had an issue just showing the digital card. Maybe I’ve just been lucky or the office...

Had a similar situation last year—my renewal shot up outta nowhere. I shopped around, but the cheaper options just didn’t sit right after reading some...

Yep, same here—didn't expect much at first, but the savings do add up. One thing I'd add though: check with your insurer beforehand. Mine required a s...

Yeah, this is always a tricky one for me too. I've done both extremes—had a high deductible thinking I'd save cash, then ended up sideswiping a pole a...

Yeah, totally get that feeling—it's like insurance companies punish you for actually using what you pay for. But from what I've heard, comprehensive c...