- Totally agree, being methodical beats arguing every time. - I’ve noticed some reps will “forget” to mention the low-mileage discount if you don’t ...

Honestly, I get the urge to play it safe, but adding every friend as a driver isn’t always practical—especially if it’s just for a quick weekend trip ...

- Been there with the “beater” gamble—drove an old Accord cross-country once and stressed about every hail warning. - People forget how nuts used ca...

I get where you’re coming from, but I think there’s more to it than just more cars = more claims. Lived next to a major intersection for a couple year...

- Totally agree, shopping around is key after a DUI. Insurance companies vary wildly in how they handle it—some are brutal, others slightly less so. -...

Yeah, car age definitely matters. For my older ride, I bumped the deductible way up—figured if something big happens, insurance payout won't cover muc...

- Yep, insurers definitely factor in driving experience—newer drivers usually get dinged harder for minor incidents. - But honestly, location can some...

- Had Progressive for a while during my cross-country road trips... claims were handled pretty smoothly, but they did push their preferred shops. - Ge...

Good points, but honestly, sometimes pushing back doesn't even get you a better payout. Had a buddy who went through the whole hassle—comps, dealer qu...