Good points all around. For my commuter car, I usually do a quick calculation: figure out how much I could comfortably pay out-of-pocket without losin...

Went through something similar myself, and you're right—it's not paranoia, just being smart. One thing I'd add is to make sure you document everything...

Haha, totally get that feeling. When I tried Snapshot, I caught myself braking super gently and creeping up to stop signs—felt like I had an instructo...

This is exactly how I approached it. When I first started commuting daily, I went with a lower deductible because honestly, even a $500 repair would'v...

I've actually used one of those portable dehumidifiers in my garage setup, and it made a noticeable difference. Here's what I did: first, I got a dece...

Dealing with insurance after a hit-and-run can be super frustrating, especially when you've done everything right. Had something similar happen to me ...