milogonzalez242
milogonzalez242
@milogonzalez242
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Topics: 0 / Replies: 23
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RE: Would you risk a higher deductible to lower your insurance bill?

I totally get your logic here. You mentioned, That’s a pretty solid approach if you’re confident in your driving and don’t mind covering minor stuff ...

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RE: Would you risk a higher deductible to lower your insurance bill?

I get where you’re coming from, but I actually lean the other way, especially since I’m on the road a lot too. I’ve had a higher deductible for a coup...

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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

I get where you’re coming from, but I’m not sure I’d pick awkwardness over legal trouble every time. Trust is a weird thing—once it’s gone, sometimes ...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

I get wanting to save money, but honestly, is it really worth the headache if something goes sideways? I had a buddy who thought he was covered under ...

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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

I get what you mean about telematics—it’s like they expect us to drive in a bubble. Has anyone actually seen their rates go down with those things, or...

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RE: Confused about Illinois car insurance rules—anyone else?

I totally get that—I've started doing the same. Ever notice how they’ll nitpick the tiniest detail? I wonder if it’s worse in Illinois or just everywh...

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RE: Why Is PIP Mandatory In Some States But Not Others?

I’ve actually had to use my PIP after a minor fender bender last year. Honestly, it did what it was supposed to—covered my ER visit and a couple follo...

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RE: Finding budget-friendly auto insurance in Alabama: my step-by-step

Totally get where you’re coming from. I always ask myself, is paying for rental car coverage or glass replacement actually worth it, or am I just feed...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

I totally get where you’re coming from. I’ve gone back and forth on this too, especially since I do a lot of road trips and sometimes end up in places...

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RE: How do they actually decide when a car is “totaled”?

That’s exactly how it felt when my Outback got rear-ended last year. It still ran fine, but the adjuster barely looked at it before calling it a total...

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RE: Insurance tips for my vintage ride needed

I always wonder how many folks actually remember to swap out the old card when the new one comes in the mail. I swear, half the time I find a card in ...

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RE: Insurance paid way less than what it cost me to replace my roof

Honestly, I get what you’re saying about keeping every scrap of paperwork, but sometimes I wonder if it even makes a difference. I’ve had friends who ...

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RE: Confused about Illinois car insurance rules—anyone else?

I've wondered about this too, especially since I do a lot of road trips and dashcams seem like a no-brainer for peace of mind. I mean, even if insurer...

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RE: Deductibles and premiums—what's the real deal?

Haha, exactly how I see it too... I've considered going higher deductible before, but then I think about that one time a deer jumped out of nowhere on...

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RE: is accident forgiveness really worth it in Ohio?

I've wondered about this too—especially after sliding around near Akron last winter. Do you think you'd feel differently if you drove mostly in the ci...

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