miloclark76
miloclark76
@miloclark76
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Topics: 0 / Replies: 18
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RE: Is gap insurance worth it for new cars in Hawaii?

Had a ‘72 Chevelle years back—different animal, I know, but the insurance game always felt a bit like rolling dice. When I bought my wife’s new Accord...

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RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?

Had a similar experience with my old ‘72 Mustang—guy showed up in a flatbed that looked like it’d barely survived the Carter administration. He was fr...

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RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?

Had to laugh at this bit: I get where he’s coming from. Years ago, I had a ’72 Chevelle that got sideswiped in a parking lot. Insurance wanted to...

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RE: What happens if your rideshare app is between trips and you get into an accident?

I totally get that “paranoia isn’t always bad” sentiment. I learned it the hard way years back—wasn’t rideshare, but I got rear-ended in my old ’68 Mu...

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RE: Classic car insurance and the annual mileage cap—worth it?

Had to laugh at the “more time on jack stands” bit—story of my life. I actually hit my mileage cap once, back when I first got my ‘72 Datsun running r...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

I’ve actually seen it go both ways, but honestly, it’s a coin toss. Had a buddy with a ‘72 Chevelle who let his neighbor drive it “once in a while”—wh...

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RE: Getting that student discount on car insurance… not as easy as I thought

It’s wild how these apps act like we’re all driving on empty highways with nothing but tumbleweeds for miles. I swear, if I so much as tap the brakes ...

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RE: How do they actually decide when a car is “totaled”?

Honestly, I get where you’re coming from, but I wouldn’t say it’s always a lost cause. I’ve had a couple of cars where I added aftermarket stuff—wheel...

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RE: Medicare Advantage vs. Medigap: which one actually works better?

I get where you’re coming from—it’s a bit like when I bought my old ‘68 Mustang. I could’ve shelled out for every possible insurance add-on, but at so...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

Yeah, I hear you. My neighbor got a warning for having his ‘72 Nova on jack stands for a week—just because the hood was off. Meanwhile, there’s a bust...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Yeah, insurance companies aren't exactly known for making exclusions obvious—usually buried somewhere in the fine print. When I added a rider for my '...

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RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

I see your point, but man...I just can't shake the feeling of being watched every time I drive my Mustang. I tried one of those apps briefly and felt ...

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RE: how bad would insurance spike after a DUI in Idaho?

Yeah, I doubt it's just Idaho either. Buddy of mine in Arizona had a DUI a few years back and his insurance went through the roof—he ended up switchin...

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RE: lent my car to a friend, insurance got messy real quick

Had a similar headache a few years back when I lent my '68 Mustang to a buddy for his wedding weekend. Thought it was no big deal—until he scraped the...

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RE: saving cash on insurance when you're young and broke

Yeah, I see where you're coming from—when I was younger, I thought exactly the same. But then one rainy night, my old Mustang skidded on a slick road ...

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