Yeah, smaller agencies can be surprisingly helpful. When I moved up here, I was pretty skeptical about switching from one of the big national companie...

Yeah, I learned this the hard way after a fender bender on a road trip last summer. Thought my policy covered OEM parts automatically—nope! The shop e...

Totally get that. I've been tempted by those portable starters myself, but always wondered how reliable they'd be on long trips. Guess I'll stick with...

Haha, totally relatable about the snowblower... mine's been sitting untouched for two winters now. But yeah, insurance stuff really does feel unnecess...

Yeah, seems like insurers mostly just tick boxes rather than really checking if you're paying attention. I remember zoning out during one of those cou...

Yeah, I hear you on the defensive driving discount—didn't even realize that was a thing until my sister mentioned it last year. Took the class online ...

Military discounts definitely seem legit, but I wonder how much of a difference they actually make compared to bundling or loyalty perks. Never tried ...

I've had AAA for years, and honestly, it feels like the wait times have gotten longer lately too. But I tried roadside assistance through my regular c...

I've always wondered about this too. I mean, how do you really know what's the sweet spot between saving money and feeling secure? For me, it came dow...

Flood damage can get pretty tricky from what I've heard. My cousin's car got flooded during a road trip down south, and turns out standard comprehensi...

Dealing with insurance after a fender bender is always a bit of a headache, been there myself. Usually I just call directly—feels quicker to me, and I...