PIP’s a weird one—definitely feels like “just another box to check” sometimes. To your question about getting money from both PIP and health insurance...
Yeah, “full coverage” is one of those terms that trips people up all the time. It sounds like you’re protected from anything, but really it just means...
Honestly, I get where you’re coming from with the trackers feeling a little too “big brother.” But I’ve actually seen a few cases where folks were abl...
When The Other Driver Disappears: Uninsured Motorist Coverage In Action I totally get where you’re coming from—insurance can feel like paying for a “...
That 5-mile thing always cracks me up, but it can be a real pain when you’re just over the limit. I’ve seen folks get frustrated, especially if they’r...
DOES YOUR RIDE NEED EXTRA PROTECTION AT CAR SHOWS? That photo tip is spot on—makes life easier if you do need to file a claim. One thing I’d add: jot...
Mileage limits are one of those things that catch people off guard, for sure. I’ve seen folks get tripped up by that—especially if they take their car...
Honestly, I’ve seen more expired cards than current ones in glove boxes—no shame there. The digital stuff is great until you’re stuck in the cold with...
From my experience, the accuracy of these tracking apps can be pretty mixed. Your friend's case with the hard braking is actually pretty common—apps o...
Yeah, smaller insurers can be hit-or-miss, especially if your driving history isn't spotless. But don't beat yourself up too much—it's a common learni...
Defensive driving courses are definitely underrated when it comes to insurance discounts. Glad you found out firsthand! Those safe-driving apps can be...
Definitely agree on the fire extinguisher—I've handled a few claims where a small electrical spark turned into a big headache. Also, look into keeping...
That's a tough experience, and unfortunately, it's pretty common. I've handled plenty of claims where folks thought they were covered until reality hi...
Usually, once insurance gets involved, rental companies ease up quite a bit. Just keep copies of everything—emails, claim numbers, receipts—and things...
Totally agree with this part—can't stress enough how helpful good notes are. I'd also suggest your friend keep track of who they spoke to at the bank ...