Yeah, insurers aren't exactly known for generosity after a DUI, but I've heard some folks have luck with defensive driving courses or installing one o...

Yeah, that's something I've noticed too. I switched from State Farm to Farm Bureau about two years ago, mainly because I got tired of those unexpected...

Yeah, totally agree on bumping up PIP coverage. Had a friend who got rear-ended last year—nothing major, but those chiropractor visits added up fast. ...

Good call on the roadside assistance tip—I overlooked that one myself at first. Got stuck once near Wilmington during a pretty nasty snowstorm, and it...

True, aftermarket isn't always bad, but I'd be cautious about anything structural. Cosmetic stuff, sure—no big deal. But suspension or airbags? I'd st...

I stumbled onto the veteran discount thing almost by accident myself. A buddy mentioned it casually over coffee, and I figured why not give it a shot....

Good point about mileage—I mentioned that to my agent last year and it shaved a bit off my premium too. Another thing I've found helpful is taking tho...

Definitely agree that shopping around is key. Discounts are great, but coverage quality, customer service, and claims handling can make a huge differe...

Had a friend who went through this exact thing—couple speeding tickets and one fender-bender. They didn't force him into special coverage or anything,...