True, aftermarket isn't always bad, but I'd be cautious about anything structural. Cosmetic stuff, sure—no big deal. But suspension or airbags? I'd st...

I stumbled onto the veteran discount thing almost by accident myself. A buddy mentioned it casually over coffee, and I figured why not give it a shot....

Good point about mileage—I mentioned that to my agent last year and it shaved a bit off my premium too. Another thing I've found helpful is taking tho...

Definitely agree that shopping around is key. Discounts are great, but coverage quality, customer service, and claims handling can make a huge differe...

Had a friend who went through this exact thing—couple speeding tickets and one fender-bender. They didn't force him into special coverage or anything,...