Car insurance discussions and local services.
michaele31
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Topics and replies this member has contributed.
RE: Finding decent car insurance deals on the islands - my step-by-step
I hear you about the fine print - those “bargain” policies can really bite you later if you’re not careful. I’ve run into that with my ‘68 Mustang. The online quotes always look tempting, but they rarely cover things lik...
RE: Finding decent car insurance deals on the islands - my step-by-step
I hear you on the local agent thing - having someone actually pick up the phone and talk you through a claim is pretty hard to beat. But I keep wondering: is it really always that much better? I mean, my buddy had a clas...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
I get what you’re saying, but isn’t there a bit of wiggle room depending on the insurer? I’ve had policies where “occasional” was basically left up to the claims adjuster’s mood that day, but others were more forgiving a...
RE: Finding decent car insurance deals on the islands - my step-by-step
I get where you’re coming from. I’ve had “premium” policies that promised the moon, but when my ‘72 Mustang got rear-ended, the claims process was just as slow as my neighbor’s bargain plan. Sometimes it feels like you’r...
RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT
Honestly, you’re not wrong to be cautious about dropping rental coverage. It’s not always smooth sailing with the other guy’s insurance, even if they’re at fault. I’ve seen claims get delayed for weeks - sometimes longer...
RE: What happens if you only carry the bare minimum car insurance in Florida?
Title: What happens if you only carry the bare minimum car insurance in Florida? I know exactly what you mean about the system kind of boxing you in, especially if you’re driving something valuable. I’ve been through th...
RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage
I totally get where you’re coming from - it does feel like we’re paying for every possible “what if” out there. I used to grumble about it too, especially since my old Mustang barely leaves the garage except for sunny we...
RE: Why does insurance cost more in Houston than Austin or Dallas?
I’ve always wondered if the sheer number of cars on the road here plays a big part. I mean, Houston’s got a massive sprawl, and traffic’s a nightmare even on a good day. Do you think the weather is really the main culpri...