When I checked into it last year, they asked for proof too—just a quick snapshot of the receipt emailed over. Pretty straightforward, honestly. But no...

Definitely agree with this point. Insurance clauses can be annoyingly vague sometimes... I've had clients surprised by how strict insurers got over se...

Accident forgiveness can definitely feel like a marketing gimmick at first glance, but there's more nuance to it. In Ohio, insurers typically factor i...

That's a good point about documentation—I've seen similar situations myself. Still, I'm curious about cases where the damage isn't immediately obvious...

Interesting perspective, though I'd add that even if the immediate savings from a defensive driving course aren't huge, the long-term benefits might b...

That's a good point about group discounts often being less impactful than they first appear. I've noticed similar things when clients bring up militar...

I had a client recently who moved from a quiet suburb to downtown Jackson, and despite zero claims or tickets, their premium jumped noticeably. Made m...

I had a similar experience recently when I tried eco mode during my daily commute. Thought it would help squeeze out some extra miles, but found mysel...

I've been wondering about this myself lately. Had a client recently who mentioned waiting significantly longer than usual for a claim to be processed—...