Car insurance discussions and local services.
mexplorer15
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Topics and replies this member has contributed.
RE: How is ACV not just a fancy way to pay us less?
- Been there, done that. Dropped a grand on brakes and tires for my old Accord, then some kid rear-ends me two weeks later. Insurance just shrugged - said it’s “wear and tear.” - ACV feels like a loophole for them to l...
RE: Why does insurance cost more in Houston than Austin or Dallas?
- Been driving in Houston for 20+ years, and yeah, rates here are brutal. - Traffic’s a nightmare, but honestly, I think the real killer is all the uninsured drivers. Had my car rear-ended twice - both times, no insura...
RE: Best ways to snag insurance discounts in Alaska: driving record vs. bundling?
Bundling’s a classic bait-and-switch - totally agree they sneak those rate hikes in after the first year. Had the same thing happen, and yeah, you have to hound them about “lost” discounts. Also, - this is spot on. I ha...
RE: Do you really need extra insurance for a rental in Montana?
Yeah, I’ve slogged through it. Here’s the deal: - Most cards only cover damage/theft, not “loss of use” or admin fees. - You’re on the hook for downtime charges unless you get lucky with a card that covers it (rare). - ...
RE: Finding decent car insurance in Delaware without losing your mind
Never had my insurance drop me for using roadside, and I’ve called them a handful of times over the years. Honestly, I think that’s more rumor than reality unless you’re calling every other week. What actually annoyed me...
RE: Cutting my car insurance bill in half - didn’t think it was possible here
Haha, that’s a good one. I’ve tried the “drive-like-you’re-hauling-eggs” routine too, but sometimes you just gotta slam the brakes or swerve when life (or squirrels) happen. Here’s what’s worked for me, take it or leave ...