Car insurance discussions and local services.
mevans16
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RE: When your deductible makes you second guess filing a claim
When Your Deductible Makes You Second Guess Filing a Claim That’s spot on. The difference between insurance rates and cash prices can be pretty surprising. Shops know they’ll get paid faster and avoid paperwork if you...
RE: Weighing legal trouble vs. losing trust: which is worse after fraud?
That’s a good point - trust issues can impact things like insurance eligibility or rates for years, even after legal matters are settled. Curious if anyone’s seen reputational fallout actually affect someone’s ability to...
RE: Mileage-based car insurance: who’s using it and which company do you like?
I’ve seen a few clients get 10-15% off with Snapshot, but it’s definitely not as much as the ads make it sound. The privacy thing is a legit concern - those apps track a lot more than just mileage. I tried one myself and...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
I get where you’re coming from, but I’d push back a bit on the idea that paperwork is always “way easier.” Sometimes adding someone to your policy - especially if it’s just for the occasional weekend - can actually compl...