Specialty policies have their merits, but they're not always the best fit. Had a similar situation with my vintage Jag—specialty coverage was restrict...

Honestly, from my experience with luxury vehicles, sometimes contesting minor infractions can trigger unwanted scrutiny down the line. Curious though,...

Dashcams are decent, but honestly, the biggest savings I've seen came from bundling policies and raising deductibles. I drive a higher-end vehicle, an...

That's honestly smart advice. I drive a luxury sedan myself, and initially, I figured a high deductible made sense—thinking I'd save on premiums. But ...

Apps and online chats aren't always the issue, though. I've had premium roadside assistance through my dealer for years, and honestly, their app has g...

I get the logic behind keeping a separate fund for minor repairs, but honestly, it can get tricky depending on your car. A couple years back, I had a ...

Gap insurance isn't necessarily a sneaky upsell, but its value really depends on your specific situation. If you're financing or leasing a high-end ve...

I'd argue age does factor in more than you're suggesting. From my experience, insurers tend to scrutinize younger drivers more closely—even with accid...

I see your point, but honestly, going with just the minimum feels risky to me. I drive a higher-end car, and even minor repairs can get ridiculously p...