Had a similar thing happen to me driving through Cleveland a couple years ago—just a minor fender bump on icy roads. Premium shot up more than I expec...

I hear you, but honestly, I've seen it go both ways. Had a friend who lightly bumped someone, no visible damage at all, so they skipped reporting. Lat...

Had a similar thing happen on a road trip once—barely tapped someone's bumper at a rest stop, zero visible damage. Thought I was good, but two weeks l...

Had something similar happen on a road trip last summer. Barely tapped the bumper of this newer SUV at a rest stop—seriously, it was like a gentle nud...

Yeah, totally get this. A couple summers ago, I was planning a cross-country road trip and borrowed my cousin's camper van. My regular insurer didn't ...

Yeah, salvage yards can be a real gamble. Reminds me of the time I needed a replacement taillight for my Volvo before a big road trip. Dealer wanted a...

Yeah, that's a tough pill to swallow. Reminds me of when I was prepping for a cross-country road trip a couple years back. Thought I'd done everything...

I totally get the hesitation about dropping collision. A couple years back, I was tempted to do the same to save some cash before a big road trip. Gla...

Yeah, biometrics always gave me pause too. Reminds me of that time my credit card got skimmed at a gas station in the middle of nowhere—talk about a r...

I've thought about giving those tracking apps a try, but honestly, I'm still on the fence. A buddy of mine used one and said it penalized him pretty h...

Totally get where you're coming from... a few years back on a road trip, a random rock cracked my windshield outta nowhere. Ever since, I keep my dedu...