melissa_biker
@melissa_biker
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RE: Letting Friends Borrow Your Car in NY—What Insurance Actually Covers?

Yeah, I get that vibe too—insurance is all about the fine print. I always double-check with my agent before letting anyone drive my car, just to cover...

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RE: Would you risk a higher deductible to lower your insurance bill?

That’s where I land, honestly. I ran the numbers and realized if something big happened—like a deer out of nowhere or a hailstorm—I’d be scrambling to...

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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

That “neon sign” analogy is spot on. Years ago, I thought about tweaking my commute distance to save a few bucks, but a friend warned me—he did it and...

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RE: Do you really need extra insurance for a rental in Montana?

Had a similar worry last winter in Bozeman. Slid into a curb, cracked the bumper. My card did cover it, but only after I paid upfront and sent in a pi...

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