Raising your deductible is gutsy, but I get why you’d do it. We did the same thing after realizing our claims were pretty much non-existent, and it re...
I get what you mean about the fine print. That stuff always sneaks up on you. Like you said, I’ve definitely fallen for that before, thinking I was b...
I totally get the “insurance for your insurance” thing—my glovebox is basically a graveyard of old cards and random receipts. I’ve shown my phone a co...
Honestly, I’ve wondered the same thing. It feels like there should be some kind of rating system for tow companies, like how rideshare apps let you se...
Honestly, I’ve always found the whole “full coverage” thing confusing too. When I first got my car, I just picked what the agent suggested and hoped f...
Insurance spikes after a DUI can be pretty intense, especially in Idaho. A buddy of mine went through this a couple years ago—his premiums nearly doub...
Honestly, I get your logic, but I tend to approach it a bit differently. I've never owned a classic car either (just my trusty daily commuter), but I'...
I've wondered about the whole big vs small insurer thing too, but honestly, I think it's less about size and more about their internal policies and tr...
Haha, isn't that the truth? I've definitely been there with the dead phone scenario, and it always seems to happen exactly when you need it most—middl...
I ran into something similar last year when I switched jobs and started working remotely. My daily commute dropped from about 40 miles round-trip to b...
You know, reading your post got me thinking... I've always driven pretty basic commuter cars (think Honda Civic or Toyota Corolla), and I've never rea...
Interesting, hadn't thought about easing off earlier as a solution. My route also has a bunch of stop-and-go traffic, and I usually just accept the ha...
Good points on documentation—wish I'd known that earlier myself. One thing I'm still fuzzy on though: how exactly does the lost wages part work with P...
Totally agree, defensive driving courses are surprisingly helpful. But don't overlook mileage tracking apps either... some insurers give discounts if ...
Yeah, that's exactly why I've been hesitant to bump up my deductible. I commute daily, and honestly, the roads around here aren't exactly pothole-free...