Yeah, I hear you on the random stuff—last month a bird somehow managed to wedge a pinecone under my wiper blade and scratch the glass. Never would’ve ...
I get what you’re saying about the stats, but it still feels off sometimes. Like, I’ve lived in both Houston and Dallas, and honestly, the traffic in ...
Yeah, those exclusions are wild. I remember thinking my classic was covered for “storage damage” but then found out rodents weren’t included—guess the...
Yeah, those “state trends” explanations always feel like a magic trick—now you see your money, now you don’t. I’ve had my rate jump for no reason I co...
Yeah, but honestly, I’ve had better luck with smaller local companies when it comes to mods. The big names seem stricter about every little thing, whi...
I’ve actually tried both ways—just tossing everything in a folder and also sorting by repair type (like brakes, electrical, etc). Honestly, the times ...
That Kansas hail story freaked me out a bit, honestly. I used to think “full coverage” meant, like, everything, but turns out it’s not always that sim...
Dashcams seem pretty useful, but I'm wondering—does footage alone always convince insurers to reverse their decisions? I've heard some companies can s...
Yeah, that's exactly why I'm still on the fence about it... I mean, saving a bit each month sounds great, but knowing my luck, I'd probably hit a poth...
Interesting take, but honestly I find switching providers more hassle than it's worth, especially up here. Yeah, you might save a bit initially, but w...
Yeah, that's the thing—insurance companies love vague wording like that. But honestly, I've found that even if you push for clearer terms upfront, mos...
That's interesting to hear. I've always stuck with the big-name insurers just because it seemed simpler, but honestly, now that you mention it, I do r...
Glad your dashcam saved you—that reversing thing is wild, never heard of someone pulling that move before. I haven't dealt with PIP myself either, but...
Yeah, I totally feel you on that. Old cars have their own personality, don't they? My dad had this old station wagon when I was a kid, and it had this...
Good question—I wondered about this too after a minor fender-bender last year. Felt totally fine at first, but about two weeks later my back started a...