Had a client lose out on a claim once because they swapped their wheels and didn’t mention it—insurance called it a “material change” and said nope. I...

Honestly, I get the urge to double up on paper and digital, but I’ve seen folks get tripped up by “originals only” rules that aren’t always enforced. ...

Yeah, insurers love vague wording like that. Had a similar issue when my sister borrowed my car regularly for night classes—ended up needing to list h...

I see your point about paper feeling outdated, and your suggestion about screenshots is pretty practical. Reminds me of a client who once got pulled o...

Totally get your frustration. I've seen similar cases where drivers of older cars get unfairly dinged because the tech doesn't factor in vehicle speci...

I get what you're saying about the hassle factor, especially if your savings weren't much. But I've seen some pretty decent discounts for vets, especi...

Had a similar experience driving through the Ouachitas last year. Flat tire, barely one bar of signal, and roadside assistance kept pressing me for cr...

I get your point about enthusiasts trusting their own circles, but honestly, I've seen city-run workshops surprise people. A few years back, my neighb...

Had a client a couple years back who totaled his brand-new SUV just two months after driving it off the lot. He was upside-down on the loan by almost ...