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RE: Shelter vs. State Farm for home insurance in Missouri - any strong opinions?
That’s a fair point, but I’ve noticed premiums creeping up every year, even without claims. I get wanting peace of mind, but at what point does the extra cost outweigh the benefit? Curious if anyone’s actually switched f...
RE: Getting Cheaper Car Insurance by Proving You Drive Less
I get what you’re saying, but I’d be careful relying on rough notes or memory. Some insurers actually request odometer readings or use telematics, and if your numbers are off, it could cause issues. I tend to log my mile...
RE: What happens if your rideshare app is between trips and you get into an accident?
That “Period 1” coverage gap is honestly one of the trickiest parts of driving for these platforms. I’ve read through a few policy documents and, yeah, most personal insurers will deny claims if they find out the app was...
RE: Car insurance in Wyoming: who actually treats you right?
That’s honestly been my experience too - sometimes it feels like pure luck whether you get someone who’s actually helpful or just going through the motions. I wouldn’t say I’ve ever had a “consistently good” run with any...