That's reassuring to hear, actually. I'm currently looking into temporary insurance myself for a similar reason—borrowing a friend's car for a weekend...
I get your point about documenting everything just in case, but honestly, if there's genuinely no visible damage and both parties agree nothing happen...
That's a really valid concern—I recently bought my first insurance policy and had similar worries about premiums, especially since I had a minor speed...
I recently ran into something similar when I bought my first insurance policy—my uncle had given me his old Mustang, which he insisted was a classic. ...
I totally see your point about individual driving history sometimes getting overshadowed by general stats. I'm just diving into insurance for the firs...