matthew_trekker
matthew_trekker
@matthew_trekker
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Topics: 1 / Replies: 14
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RE: is accident forgiveness really worth it in Ohio?

I get the peace of mind angle, but I’m a little skeptical about accident forgiveness—especially in Ohio where rates are already all over the place. Yo...

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RE: Would you risk a higher deductible to lower your insurance bill?

Title: Would you risk a higher deductible to lower your insurance bill? I get where you’re coming from—those “it’ll never happen to me” moments have ...

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RE: is accident forgiveness really worth it in Ohio?

Accident forgiveness always felt like one of those “nice on paper” things, but when you dig in, it’s not always a slam dunk—especially if you’re runni...

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RE: How do they actually decide when a car is “totaled”?

It’s wild how “frame damage” gets tossed around like a magic word that justifies anything. I had a ’72 Chevelle that took a pretty solid hit to the re...

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RE: stuck between Geico and Progressive in NY, thoughts?

Honestly, I get the frustration, but I wouldn’t write off specialty insurers so fast. Even for daily drivers, some will work with you if you’re upfron...

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RE: Which is better for SR-22 in ND: local agents or online companies?

Title: Which Is Better For SR-22 In ND: Local Agents Or Online Companies? I get the appeal of online—no waiting rooms, no awkward small talk, just cl...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

I totally get what you mean about people “never filing claims” until, well, they do. I’ve got a ‘72 Chevelle that’s babied and barely leaves the garag...

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RE: how bad would insurance spike after a DUI in Idaho?

I get the appeal of biking and public transit, but honestly, it's not always practical—especially if you're into classic cars like me. I mean, sure, i...

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RE: is accident forgiveness really worth it in Ohio?

That's exactly it. I mean, I'm pretty cautious myself—especially since I drive a classic Mustang that I baby like crazy—but Ohio winters can be brutal...

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RE: Confused about insurance rules in South Dakota—help me figure this out

I've heard mixed stories about digital cards in SD. A friend of mine drives a vintage Mustang and swears by paper copies—he said an officer once gave ...

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RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

Interesting point about mileage-based discounts. I've always been skeptical about those, assuming they're mostly marketing gimmicks. But now you've go...

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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

Had a minor fender-bender a few years back with my '68 Mustang—nothing major, thankfully, but enough to rack up some medical bills. Thought PIP would ...

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RE: saving cash on insurance when you're young and broke

I totally hear you on this, and your story makes a lot of sense. But honestly, I'm still a bit skeptical about uninsured motorist coverage being worth...

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RE: plug-in trackers or just stick with app tracking?

Gotta say, I get the appeal of the app over the plug-in—definitely sounds less annoying. But honestly, I'm still not sold on the whole tracking-for-di...

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