That's definitely frustrating, especially with kids and pets involved. I've noticed similar delays lately too—maybe they're understaffed or overwhelme...

Fair point about convenience, but I'd argue that a bit of upfront hassle can pay off significantly. I saved quite a bit by splitting policies—just req...

I get your point about peace of mind, but honestly, rental company coverage is usually overpriced. Last time I rented a moving van, I called my insura...

I've noticed similar variations myself. When I first started driving, I assumed that sticking with one insurer long-term would automatically get me th...

I've been in a similar situation before—minor fender-bender, just scratches and a small dent. Personally, I'd first talk it over with the other driver...