Couldn’t agree more on the tracking apps. I tried one for a discount and it dinged me for “hard braking” when a deer jumped out in front of me. Not su...

I’ve run into this with my own policy—permissive use sounds simple, but when my cousin borrowed my car for a month, my agent strongly suggested adding...

That’s a fair point about wanting a quick payout. I guess I just worry that the “one size fits all” approach doesn’t always reflect the real value of ...

Keeping both a paper copy and a screenshot isn’t overkill at all—honestly, it’s just being smart. I’m the same way; I’d rather have a backup than get ...

I get where you’re coming from. Insurance policies are dense, and even when you read every word, there’s always some vague language that leaves you gu...

That's definitely frustrating, especially with kids and pets involved. I've noticed similar delays lately too—maybe they're understaffed or overwhelme...

Fair point about convenience, but I'd argue that a bit of upfront hassle can pay off significantly. I saved quite a bit by splitting policies—just req...

I get your point about peace of mind, but honestly, rental company coverage is usually overpriced. Last time I rented a moving van, I called my insura...

I've noticed similar variations myself. When I first started driving, I assumed that sticking with one insurer long-term would automatically get me th...

I've been in a similar situation before—minor fender-bender, just scratches and a small dent. Personally, I'd first talk it over with the other driver...