Car insurance discussions and local services.
marygamerdev
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Topics and replies this member has contributed.
RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?
That’s a good point about the rates jumping if someone has a bad record. I’ve seen that happen with my cousin - one little accident and suddenly everyone’s bill goes up. It’s kind of wild how much one person can affect t...
RE: How did you feel after your first accident and dealing with insurance?
I get why roadside feels worth it after a few rough experiences, but honestly, I’m still on the fence. My first accident was pretty minor, and the tow wasn’t as expensive as I expected - maybe just lucky? I keep thinking...
RE: Why can’t I use my points AND a coupon at checkout?
Yeah, I totally get what you mean. I’ve had coupons just disappear from my app too, and it’s always right when I’m about to use them. It’s like the system glitches or maybe they’re just hoping we won’t notice. I’ve also ...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
Yeah, I get what you mean. “Occasional” is so vague it almost feels like a trap. I’ve heard stories where someone thought they were covered, but the insurance company disagreed after an accident. Honestly, I’d rather jus...
RE: Why California’s minimum car insurance might not be enough
Title: Why California’s minimum car insurance might not be enough Yeah, honestly, that’s what freaks me out the most. I used to think, “My car’s old, who cares?” but then I started reading about how medical bills can ...
RE: WHY DOES FILING A TOTAL LOSS CLAIM FEEL LIKE HOMEWORK?
I kinda get why they’re picky, though. If the VIN is off by even one number, it could mess up the whole claim or even get the wrong car totaled. It’s annoying, but I guess it’s better than fixing a mistake later. I’d rat...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
I’ve wondered about this too, especially since I’m still on my parents’ policy. If a friend only drives my car once in a while, like for emergencies or a quick errand, does that still count as “permissive use”? Or could ...
RE: Why California’s minimum car insurance might not be enough
I kinda get nervous about relying on just the minimum, honestly. My cousin totaled his car last year and the insurance barely covered anything, so he ended up owing a bunch. Makes me wonder if it’s worth saving a little ...
RE: anyone else feel like AAA insurance isn't what it used to be?
I get what you mean about risk, but honestly, I feel like AAA leans way too hard on technicalities. I’ve had friends get denied claims over stuff that wasn’t even clear in the policy. If newer companies can explain it b...