I've had similar experiences—big insurers aren't always the smooth ride you'd expect. It seems to me it's less about company size and more about how c...

You make some solid points, but I'd argue accident forgiveness isn't always the best financial decision, even in Ohio winters. Exactly this. I've ...

I see where you're coming from with the designated zones, but honestly, I think they'd just push the issue down the road—literally. A few years back, ...

I get your point about repair costs—modern tech definitely ramps up the bills. But honestly, for someone young and tight on cash, going beyond basic l...

I completely relate to your frustration here. While I've found big-name insurers usually offer stability in premiums—especially after minor incidents—...

Good points here, especially about renewal dates. I learned that one the hard way—my premium quietly jumped up after year one, and I didn't catch it u...

I see your point about flexibility, but honestly, clearer definitions wouldn't necessarily mean rigid rules. I've found that some insurers offer optio...

That's definitely been my experience as well. I once had a similar situation when my brother borrowed my family car for a weekend trip. He ended up in...

I had a similar experience last year when our insurance sent someone over. The inspector was thorough and professional, but yeah, it did feel a bit od...