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RE: Shelter vs. State Farm for home insurance in Missouri - any strong opinions?
You’re not overthinking it at all - fine print is where the real headaches hide. I’ve seen folks get tripped up by “actual cash value” policies after a storm, thinking they’d get a new roof, but then the payout barely co...
RE: Finding affordable car insurance after 65 in kansas - anyone else struggling?
Can’t say I trust those trackers, either. The tech’s just not built for old muscle cars or rural Kansas driving. Have you checked with local agents instead of the big online companies? Sometimes they’ll actually look at ...
RE: Why does insurance cost more in Houston than Austin or Dallas?
It really does feel like a numbers game, and sometimes it’s just brutal. I’ve seen people get hit with $500+ hikes just because their street had a couple of water claims in the last few years. Houston’s a perfect storm f...
RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?
Honestly, I hear you on the policy fine print - sometimes it feels like they make it confusing on purpose. Hagerty does charge a premium, but in my experience, you’re paying for less hassle if you ever need to file a cla...