I've always leaned toward big-name insurers myself, mostly because I worry about smaller agencies having enough resources if something major happens. ...

I've had mixed luck with manufacturer roadside tbh... last time, they sent someone quick but tried charging extra for a simple tire change. AAA's slow...

Yeah, credit scores affecting your car insurance does feel kinda random at first glance. But insurers argue there's a correlation between credit habit...

Yeah, digital's convenient but I've had apps glitch at the worst times. Your glovebox backup idea makes sense—cheap insurance against Murphy's law. Mi...

This is pretty much what I ended up doing too. When I first got my vintage Mustang, I went with one of those specialty insurers because the rates look...

Yeah, location definitely matters—I moved just across town once and my premium jumped noticeably. Still, I think insurers sometimes overstate the risk...

Had a similar experience with my headlights a couple years ago. Insurance pushed hard for aftermarket replacements, claiming they were "just as good."...

Yeah, tracking apps can be hit or miss—I had a similar experience. As for negotiating after tickets, insurers usually stick to their formulas, but tak...

Yeah, shopping around helps, but honestly, sometimes it feels like luck plays a bigger role than persistence. Had a similar issue after a minor speedi...

Yeah, escalating can help, but honestly, sometimes pushing too hard just makes banks dig their heels in deeper. Had a similar fraud issue a couple yea...

Haha, totally relate to that feeling... I've eyed those short-term plans before but always worried they'd have some sneaky fine print. Glad it worked ...