I’ve had a similar experience with those tracking apps. I tried one for a few months because my insurance said I could save “up to 30%.” Turns out, ev...
Yeah, I’ve noticed the same thing—telematics sounded like a win at first, but after a year or so, my rates crept up even though my driving habits didn...
Honestly, I’m not sure it’s just about population or weather. I’ve lived in all three cities and didn’t notice THAT much more traffic chaos in Houston...
Yeah, I’ve seen the same thing. The big-name companies always look cheaper online, but then you get hit with “convenience” fees or whatever they dream...
Yeah, it’s wild how much of a gamble it is. I’ve had “premium” policies that left me hanging and a budget one that actually came through fast. Guess i...
I get where you're coming from, but I’ve always leaned the other way. For me, the higher deductible just makes sense because I’d rather not hand over ...
Yeah, I've heard that too, but I'm still kinda skeptical. Had a buddy insure his vintage Corvette with one of those specialty insurers—he swore it was...
I've always leaned toward big-name insurers myself, mostly because I worry about smaller agencies having enough resources if something major happens. ...
I've had mixed luck with manufacturer roadside tbh... last time, they sent someone quick but tried charging extra for a simple tire change. AAA's slow...
Yeah, credit scores affecting your car insurance does feel kinda random at first glance. But insurers argue there's a correlation between credit habit...
Yeah, digital's convenient but I've had apps glitch at the worst times. Your glovebox backup idea makes sense—cheap insurance against Murphy's law. Mi...
This is pretty much what I ended up doing too. When I first got my vintage Mustang, I went with one of those specialty insurers because the rates look...
Yeah, location definitely matters—I moved just across town once and my premium jumped noticeably. Still, I think insurers sometimes overstate the risk...
Had a similar experience with my headlights a couple years ago. Insurance pushed hard for aftermarket replacements, claiming they were "just as good."...
Yeah, tracking apps can be hit or miss—I had a similar experience. As for negotiating after tickets, insurers usually stick to their formulas, but tak...