mariomartinez361
@mariomartinez361
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RE: Renting a car: stick with GEICO or pay for the rental company’s insurance?

Yeah, I hear you—digging into your own policy can be a hassle, but the savings are real if you’re willing to do a little homework. A couple of things ...

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RE: is accident forgiveness really worth it in Ohio?

Title: Is Accident Forgiveness Really Worth It In Ohio? I hear you—there’s definitely more to accident forgiveness than the ads let on. Your line abo...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Yeah, you’re spot on about South Dakota accepting digital proof, but I’ve seen a few officers still prefer paper—old habits, like you said. Here’s wha...

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RE: Why California’s minimum car insurance might not be enough

Totally get wanting to save, but I’ve seen folks blindsided by big bills after a fender bender. Minimum’s fine until it’s not—medical costs or a nicer...

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RE: Getting that student discount on car insurance… not as easy as I thought

Yeah, I’ve seen this happen a lot. I always tell folks to keep digital copies of everything—screenshots, scans, whatever. It’s wild how something as s...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

I hear you, but I think there’s a bit more to it. You mentioned: That’s true, but some companies actually drill down further now—like factoring in ...

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RE: Which is better for SR-22 in ND: local agents or online companies?

Been there with the online route, and honestly, it’s a mixed bag for SR-22s in ND. Here’s what I’ve seen play out: - Local agents know the quirks of ...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Yeah, you'd be surprised—hail, flooding, even theft aren't always standard. Best bet is to quickly chat with your agent and ask directly what's covere...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Yeah, totally get what you're saying—AAA response times can be pretty hit-or-miss depending on where you are and when you call. A few things I've noti...

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RE: lower premiums vs higher coverage—what's your sweet spot?

Interesting point, but honestly, from what I've seen, most people don't really change their driving habits based on deductible size. Usually it's more...

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RE: got stuck near Detroit last night—what's your go-to roadside help?

Had a similar thing happen near Lansing last winter—freezing cold, middle of nowhere, not fun. I've found AAA pretty reliable around Michigan, decent ...

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