mario_garcia
mario_garcia
@mario_garcia
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Topics: 0 / Replies: 12
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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

Honestly, you nailed it with the car analogy. Legal stuff is annoying, but at least you know when it’s over. Trust? That’s a whole different beast. Pe...

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RE: What happens if you only carry the bare minimum car insurance in Florida?

Man, I hear you on the “car held together by hope and duct tape” part. Been there with my old Corolla—felt like it was invisible to everyone except th...

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RE: Best ways to snag insurance discounts in Alaska: driving record vs. bundling?

I get wanting to skip the telematics stuff, but honestly, I’ve saved more with those apps than I ever did just by bundling. I know they’re not perfect...

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RE: USAA vs State Farm: which claims process is less of a headache?

Totally get this. I tried to do everything through the USAA app once because, hey, less time on the phone sounds great. But after uploading docs and w...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Honestly, it’s wild how fast stuff adds up when you don’t double-check your policy. I’ve always just gone for the cheapest insurance, but now I’m seco...

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RE: Insurance renewal hikes caught me off guard

Insurance Renewal Hikes Caught Me Off Guard I get the logic behind shopping around every couple years, but honestly, sometimes I think the hassle isn...

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RE: My insurance nightmare in Rhode Island traffic court

Yeah, totally agree with this. Last year I had a similar headache—my footage wasn't exactly Hollywood quality, but you could still clearly see the oth...

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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

Haha, sounds exactly like mine—minus the charm maybe. Totally agree on overestimating mileage; better safe than sorry when dealing with insurers. I've...

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RE: Quick Tips for When Your EV Leaves You Stranded

I get the appeal of having an emergency kit handy, but honestly, if you're already double-checking charging stations and planning your route carefully...

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RE: how bad would insurance spike after a DUI in Idaho?

Yeah, your experience lines up pretty closely with what I've seen too. Had a buddy who went through a similar mess—he was shocked when his renewal cam...

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RE: is accident forgiveness really worth it in Ohio?

I had the same thought when I checked it out a couple years back. Felt like I was paying extra just to avoid something that might never happen. Wonder...

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RE: finally dodged a financial bullet thanks to gap coverage

Yeah, gap coverage is one of those things you roll your eyes at when signing papers, but thank yourself later. Almost skipped it myself to save a few ...

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