Car insurance discussions and local services.
margaretp51
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Topics and replies this member has contributed.
RE: Which Maine policy covers tools and materials carried in a pickup?
Ownership by itself probably shouldn’t control the answer. A personally owned load could still be affected by the pickup’s declared business use, exclusions for property in a vehicle, or the purpose of that particular tr...
RE: Would you risk a higher deductible to lower your insurance bill?
I totally get that. I used to think saving $20 a month was a no-brainer, but then my buddy got rear-ended and had to shell out his whole deductible up front. Watching him scramble for cash made me rethink things. For me,...
RE: Why can’t I use my points AND a coupon at checkout?
Honestly, it drives me nuts too. I’ve got a wallet full of “loyalty” cards and half the time I can’t use them when I actually want to. It’s like they want us to do calculus just to get a free coffee. The only place I’ve ...
RE: Digital Forms Vs. Old-School Paper: Which Makes Claims Smoother?
I get where you’re coming from, but I’ve actually had more headaches with digital stuff than paper. Like, one time my phone died right when I needed to pull up a form for a claim - total nightmare. At least with paper, i...
RE: Confused about insurance rules in South Dakota - help me figure this out
Honestly, I’ve driven that stretch a bunch and never had anyone ask for more than my license and insurance. Maybe it’s just luck, but I feel like carrying extra paperwork is overkill for most folks. If you keep your addr...
RE: Why California’s minimum car insurance might not be enough
That’s the part that gets me every time. I try to drive like a grandma (no offense to grandmas), but it only takes one distracted person on their phone and suddenly you’re in a mess. I used to think the minimums were fin...
RE: Why does insurance cost more in Houston than Austin or Dallas?
Honestly, it drives me nuts that my insurance keeps creeping up just because I have to swerve around people who treat the Beltway like a racetrack. I get that Houston’s got more traffic and crazier drivers, but does anyo...
RE: is accident forgiveness really worth it in Ohio?
I get where you’re coming from, but I actually see it a bit differently. After my buddy totaled his car last winter, his rates shot up and stayed high for years. He kept saying he wished he’d just paid for the forgivenes...
RE: stuck between Geico and Progressive in NY, thoughts?
It’s wild how much we rely on our phones now, right? I’m with you on the backup paper copy - learned that one the hard way when my phone froze in a rainstorm and I had to dig through my entire glove box for the old card....