Car insurance discussions and local services.
margaretc51
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Topics and replies this member has contributed.
RE: How bad does a DUI mess up car insurance in Michigan?
Honestly, I tried one of those “high-risk” agents and it felt like they were just fishing for desperate people. Ended up with a quote that was barely better than the regular places. Has anyone actually seen their rates g...
RE: Saving cash just for driving less? Didn’t think it was real
Yeah, I tried one of those apps for a month and honestly, it just made me paranoid about every little thing. Like, I’d check my phone after every drive to see if it dinged me for braking too hard or whatever. It’s not li...
RE: Letting Friends Borrow Your Car in NY - What Insurance Actually Covers?
Honestly, I get where you’re coming from, but I think people stress about this more than they need to. If it’s just every other weekend, that’s not exactly “regular use” in the eyes of most insurance companies - at least...
RE: When The Other Driver Has No Insurance And Dings Your Car
Honestly, I get why everyone loves dashcams, but I’m not totally convinced they’re always the magic fix people make them out to be. I mean, yeah, if you catch the whole thing on video, it’s hard for someone to lie about ...
RE: Do you really need extra insurance for a rental in Montana?
Honestly, I’ve never found a rental company that makes claims easy - seems like they all drag their feet when it comes to paperwork. Has anyone actually had a credit card claim go smoothly, or is that just marketing hype...
RE: Weighing legal trouble vs. losing trust: which is worse after fraud?
That’s rough, but honestly, I think I’d rather deal with some fines than have everyone think I’m shady. Legal stuff sucks, but your rep can follow you for years, especially in small towns. Anyone ever had both hit at onc...
RE: Cutting my car insurance bill in half - didn’t think it was possible here
Cutting my car insurance bill in half - didn’t think it was possible here Honestly, I’m right there with you on the “betting against yourself” thing. I drive this 2010 Civic that’s already got a bunch of scratches and a...