Car insurance discussions and local services.
lwilson49
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RE: When your deductible makes you second guess filing a claim
Title: When your deductible makes you second guess filing a claim Been there myself - scraped my rear bumper a couple years back. Here’s how I usually look at it: - If the repair cost is barely above your deductible, l...
RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?
Title: Which Roadside Help Would You Trust More: AAA or Your Insurance Company? You’re not wrong about that. The fine print on insurance roadside assistance is where most people get tripped up. Here’s what I’ve notice...
RE: Mileage-based car insurance: who’s using it and which company do you like?
I’ve seen a lot of folks surprised by how fast those “just a few miles” add up. Here’s what I’ve noticed with mileage-based plans: - If you’re not super disciplined, it’s easy to underestimate your monthly total. - Some...
RE: Renting a car: stick with GEICO or pay for the rental company’s insurance?
Renting A Car: Stick With GEICO Or Pay For The Rental Company’s Insurance? Alright, here’s how I usually break it down for folks - because this comes up all the time, and honestly, it’s not as cut-and-dried as some rent...
RE: What happens if your rideshare app is between trips and you get into an accident?
Title: What happens if your rideshare app is between trips and you get into an accident? You’re right, that “Period 1” (app on, waiting for a ride) is where things get tricky. Here’s what I’ve seen: - Most rideshare ...
RE: Why did my GEICO premium jump so much this year?
- “Market conditions” is definitely the go-to explanation, but there’s more under the hood. Here’s what I’ve noticed lately: - Car repair costs are up - parts, labor, you name it. - More claims overall, especially with...
RE: Lowball insurance estimate - worth fighting or just let it go?
I get where you’re coming from, but I’d push back a bit on the “pick your battles” thing - at least when it comes to insurance estimates. Here’s why: - Every claim you let slide sets a precedent. If adjusters see you do...