I've had similar experiences with mileage-based plans—initially seemed like a good deal, but ended up costing more than expected. Regarding military d...

Interesting perspective, but I'm not entirely convinced smaller insurers always offer better value. I've found that while local companies can be great...

I've had decent luck with bigger insurers, actually. My last claim was processed quickly online without much hassle. But maybe it depends on the type ...

Totally agree with you there. I've been wondering though—does anyone think it's worth investing in one of those portable jump starters or tire inflato...

That's a good distinction. I always assumed PIP included property too, but after my own minor fender-bender last year, I learned otherwise. Definitely...

Good points about OEM vs aftermarket—I've had mixed results myself. Speaking of keeping older cars running, does anyone know if Illinois insurance rul...

That's been my experience too. I borrowed one from a friend once, thinking it'd be a good backup for a weekend trip. It ended up taking forever just t...

I see your point about accident forgiveness being more marketing than substance at times, but I'm not completely convinced it's always a bad deal. A f...

Interesting point about bundling—I hadn't considered that angle before. Makes me wonder, are military discounts generally more marketing hype than act...

I had a similar dilemma last year when insuring my old Camaro. Initially leaned toward State Farm because of their reputation, but after chatting with...

I get where you're coming from, but I'm not fully convinced city rules are the best answer here. I mean, do we really want officials deciding what's "...

Good point about roadside assistance memberships. I've also found that insurance fine print can be intentionally vague or complex, making it tough to ...