luna_stone
luna_stone
@luna_stone
Active Member
Joined:
Topics: 0 / Replies: 14
Reply
RE: saving cash on insurance when you're young and broke

Bundling is a solid move, especially if you’re bouncing between apartments or switching cars every couple years. I’ve noticed it’s not just about the ...

Reply
RE: saving cash on insurance when you're young and broke

- Totally with you on the deductible thing. Upping mine made a way bigger dent in my monthly bill than any “bundle” ever did. - Tried telematics too—l...

Reply
RE: bumped someone's car lightly, no visible damage—should I report?

Honestly, I get the worry about hidden damage, but sometimes it feels like we’re overthinking these tiny bumps. Here’s my take: - If there’s no visib...

Reply
RE: Which is better for SR-22 in ND: local agents or online companies?

Here’s how I look at it: - Local agents: You pay a bit more, but you get someone who knows the ND quirks. If something goes sideways, you can walk in...

Reply
RE: Insurance paid way less than what it cost me to replace my roof

Yeah, the paperwork grind is real. I used to think just keeping the big receipts was enough, but after my last road trip, I realized how easy it is to...

Reply
RE: Stuck Between State Farm and Farm Bureau—Which One's Better?

Totally get where you’re coming from—fine print is a nightmare. I’m all about saving cash, but after my last trip, I won’t skip roadside again. Nothin...

Reply
RE: Can Military Folks Really Get Cheaper Insurance Rates?

Good breakdown, and I think you're onto something with the hidden discounts. From my experience: - Military service often means frequent moves, deplo...

Reply
RE: Quick Tips for When Your EV Leaves You Stranded

Totally agree with this. I haven't tried one of those portable EV chargers yet, but I did have a close call last summer on a road trip through a prett...

Reply
RE: little-known ways to snag cheaper insurance in Alaska

Good tips mentioned already. A couple more things I've noticed from my road trips up here: - Insurance companies sometimes offer discounts if you tak...

Reply
RE: Car insurance in Mississippi—does location or driving record matter more?

I get your point, but honestly, individual assessments might end up costing us more in the long run. Insurers rely on bulk data because it's cheaper a...

Reply
RE: got caught up in fraud trouble—what happens next?

Good point about mixing payment methods. Learned that the hard way myself—had my debit card frozen mid-trip due to "suspicious activity." Now I always...

Reply
RE: fed up with Farmers Insurance giving me the runaround

Definitely second this. Had a similar headache after hail damage last year. Farmers kept asking for photos from different angles. Ever try escalating ...

Reply
RE: just saw a news story about Kansas drivers and collision insurance

- Totally get where you're coming from—insurance companies can be pretty slippery sometimes, and it's frustrating paying extra each month without know...

Reply
RE: need help picking decent insurance in CT, feeling overwhelmed

I've been there—insurance shopping is a pain, especially in CT. Couple quick tips from my experience: - Definitely check out smaller local agencies. ...

Scroll to Top