luna_rain
luna_rain
@luna_rain
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Topics: 0 / Replies: 19
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RE: Is Paying For Roadside Help Worth It Or Just Extra?

Can’t count how many times I’ve debated dropping my roadside plan, especially after a year of zero emergencies. Then last winter, my battery died at t...

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RE: is accident forgiveness really worth it in Ohio?

I get the peace of mind thing, but honestly, I’ve been driving in Ohio for decades and never once needed accident forgiveness. Maybe I’m just lucky or...

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RE: Rising premiums for business vehicle fleets—anyone else notice this?

Not gonna lie, I grumble about the tech too, but I’ve gotta admit—some of those “smart” features have saved my bacon more than once. Had a backup came...

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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

Exactly—try telling that to an app that thinks every swerve is a joyride. I swear, the only thing more unpredictable than Kansas weather is the wildli...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

Man, you nailed it with the Civic story—my neighbor had his Accord swiped out of his driveway last year, and he was parked under a floodlight! Houston...

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RE: little-known ways to snag cheaper insurance in Alaska

Haha, yeah, I used to think my decade-long “loyalty” would get me a secret handshake or something. Turns out, you just get quietly bumped up every yea...

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RE: Confused about Illinois car insurance rules—anyone else?

Tell me about it. Last time I needed a rental, the “economy” car they gave me looked like it had survived three tornadoes and a raccoon attack. But I’...

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RE: Why can’t I use my points AND a coupon at checkout?

Drives me nuts too. I swear, half the time I feel like I need a law degree just to figure out if my coupon will work with my points. Once spent more t...

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RE: Medicare Advantage vs. Medigap: which one actually works better?

I hear you on the drive times. My car’s seen more waiting room parking lots than actual road trips lately. I’d pay a few bucks extra just to avoid ano...

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RE: Someone smashed my parked car—deal with insurance or call the cops?

Fair point, but honestly, I’ve had decent luck with aftermarket stuff—at least for glass. My old E-Class had a Safelite windshield for years and no we...

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RE: saving cash on insurance when you're young and broke

Luxury car, luxury headaches... I’ve been there. Had a “fancy” sedan in my twenties—every scratch felt like a mortgage payment. Switched to an older h...

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RE: My insurance nightmare in Rhode Island traffic court

Luxury cars might draw extra attention, sure, but honestly, I've had some pretty intense scrutiny even with my trusty old Toyota Corolla. Once, after ...

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RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

Haha, exactly my experience! Did the defensive driving thing twice, and honestly, the second time around felt more like punishment than savings. I mea...

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RE: little-known ways to snag cheaper insurance in Alaska

Specialized insurers are definitely underrated. I mean, it's easy to dismiss them as gimmicky at first, but once you sit down and actually run the num...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

I did some rough math on that once, after my car decided to get cozy with a shopping cart... Turns out, for me at least, the premium hike for the dedu...

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