Good point about exclusions—it's surprising how many folks overlook that part. Did you notice if the policy specifically listed vintage or custom comp...

Exactly this. Did you happen to notice if they had any sneaky clauses about coverage for out-of-state driving? I've seen some policies get tricky ther...

Yeah, motorcycle policies can be tricky—medical coverage is often way lower than people realize. Did your policy have separate medical payments covera...

True, but it's not always that straightforward. Had a client once whose parked car got rammed by a deer—no joke. Ended up under comprehensive since th...