Car insurance discussions and local services.
luckyskater288
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RE: Bundling insurance with USAA: worth it or just hype?
That’s exactly what happened to me last year - my auto rate jumped like $120 when I tried to split off my renters policy. It felt a bit sneaky, honestly. I get the convenience factor, but sometimes I wonder if we’re just...
RE: How did you feel after your first accident and dealing with insurance?
Honestly, I get why people go for AAA, but I’ve never been convinced it’s worth the extra cash - at least for me. My first accident was pretty minor, and my insurance roadside handled it fine. Sure, they took a little lo...
RE: Navigating the maze of senior insurance options
Honestly, I think these “basic” plans are anything but basic. The fine print is where they get you - last year, I missed that one plan didn’t cover my preferred pharmacy, and it was a nightmare. Comparing your actual usa...
RE: Finding decent car insurance in Delaware without losing your mind
I get where you’re coming from, but I’ll admit - I used to be one of those “bare minimum” people. I figured, hey, I’m a careful driver, what could go wrong? Then a rock nailed my windshield on 495 and suddenly I was out ...
RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?
Honestly, I think the unicorn exists, but it’s more like a stubborn mule with a party hat. I’ve had decent luck with Kentucky Farm Bureau - yeah, they try to upsell sometimes, but at least when my car got rear-ended, I d...
RE: Cutting my car insurance bill in half - didn’t think it was possible here
Honestly, I think you’re making a smart call keeping your deductible low for now. When you’re just starting out, it’s way more stressful not knowing what could happen on the road, and having that safety net is worth a fe...
RE: Rising premiums for business vehicle fleets - anyone else notice this?
Honestly, I get the concern about scrutiny, but I think the transparency from telematics is worth it. My uncle runs a small delivery fleet and swears by it - he said after installing the trackers, his insurance actually ...
RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?
Totally get where you’re coming from. It really does feel like you’re just another sale to them, especially when you’re new to the whole process. I remember when I was first looking for insurance, I almost just went with...
RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?
Totally agree about the fine print - insurance companies love their loopholes. I get tempted to just take the first “good enough” deal, but honestly, I’ve found that spending an extra hour shopping around can save a surp...