I hear you on the anxiety—SR-22s can be a headache. Honestly, I’ve seen both sides work, but you nailed it about peace of mind. Local agents might tak...

Honestly, that’s not far off. Even with the same insurer, claim experiences can vary a lot depending on the adjuster, the type of claim, or even just ...

I get where you’re coming from—nobody likes walking into a shop and getting blindsided by a random “environmental surcharge” or whatever. But here’s t...

That’s a fair point. The thing is, most roadside assistance policies (not just Progressive) have a “reasonable use” clause, but they rarely put a hard...

Yeah, that “Period 1” thing trips up a lot of folks. The app being on—even if you’re just waiting—puts you in a weird insurance limbo. Liability cover...

Honestly, I’ve seen that play out more than once. Had a claim last year where the customer was all-in on telematics, but their rates barely budged bec...

Totally agree on verifying the appraiser beforehand—seen a few headaches from that myself. Also, don't overlook mentioning any security devices (alarm...

Usually yes—most specialty insurers let you update your mileage or usage mid-term. You'd just call your agent, they'd note the change, and adjust cove...

Haha, the shoebox method...classic. Honestly, I've seen worse—someone once brought in mileage logs scribbled on the back of pizza boxes. You're defini...

That's a good point about commute length. I drive maybe 10 mins to work, but last winter I still ended up sliding into a curb—no mailbox casualties th...

I get what you're saying about the scripted feel lately, but honestly, I think that's just how customer service is trending everywhere. Companies are ...

I've seen this happen quite a bit actually. A couple years ago, I had a client who upgraded his garage specifically to meet city inspection standards—...