Yeah, Period 1 is where things get murky fast. I had a client who thought she was good because her app was on, but when she got sideswiped waiting for...
Honestly, I’ve seen both sides. Had a client with a ’96 Chevy pickup—he hit a deer and was pretty stressed about getting the right parts and not getti...
Bundling can definitely help, but it’s not always the magic bullet people hope for. Sometimes the home and auto combo knocks a chunk off, other times ...
Uninsured motorist coverage is one of those things you hope you never need, but when you do, you’re really glad it’s there. It’s wild how many people ...
Honestly, the “loss of use” thing trips up a lot of people. Here’s what I usually tell folks: first, check if your GEICO policy covers rentals for bot...
Local agents get a bad rap sometimes, but I think there’s more to it than just price tags and shiny online quotes. I’ve seen a lot of folks chase thos...
It’s wild how often the “actual cash value” feels like a moving target, especially for cars that aren’t just cookie-cutter models. I’ve seen folks get...
WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE? You nailed it—med pay is one of those things people don’t really think about...
Leaving a note was definitely the right move. That little gesture really does go a long way, and it’s surprising how often people appreciate it. You m...
I hear you—those price-checker sites are rarely spot on, and I’ve seen plenty of folks surprised during claims when the “market value” doesn’t match w...
Honestly, “reasonable care” is one of those phrases that sounds more intimidating than it really is. In my experience, it mostly comes down to whether...
Totally agree that defensive driving courses aren't some magical fix. They're great for brushing up on the basics, and yeah, they definitely help lowe...
Good point about accident forgiveness, though it's worth double-checking the fine print. Progressive's forgiveness usually kicks in after you've been ...
Yeah, totally agree with this. I've seen plenty of cases where someone relied on a cheap scanner and ended up chasing down the wrong problem entirely....
True, it can be helpful, but honestly, in Ohio, it isn't always cost-effective for everyone. If you're generally a cautious driver and haven't had inc...