luckycarpenter78
@luckycarpenter78
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RE: What happens if your rideshare app is between trips and you get into an accident?

It’s wild how much of a gray area this is. I’ve dug through policy docs and even called my agent, but the answers always seem to shift depending on wh...

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RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?

Ever notice how the big companies love to advertise “classic car coverage,” but when you actually dig into their policies, it’s just regular auto insu...

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RE: Lowball insurance estimate—worth fighting or just let it go?

Had to laugh at this bit: That’s basically the story of every claim I’ve ever had—one side pads, the other shaves, and you’re stuck in the middle try...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

That’s the tricky part, right? I always ask myself: what’s the actual risk vs. the cost? With my ‘89 Mustang, I keep comprehensive because parts are r...

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RE: Insurance tips for my vintage ride needed

Keeping those logs is smart, honestly. I’ve had a friend get into a mess with his ‘72 Chevelle—insurance tried to lowball him after a fender bender, b...

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RE: Would your insurance hold up if your EV battery suddenly failed?

Has anyone actually managed to get a straight answer from their insurer about what counts as “sudden failure” for an EV battery? I keep thinking about...

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RE: Which is better for SR-22 in ND: local agents or online companies?

I totally get where you’re coming from. I tried the online route for my SR-22 a while back, and even though I’m pretty meticulous (I restore classic c...

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RE: Would your insurance hold up if your EV battery suddenly failed?

That's a fair point, but I wonder if it's really just about insurers catching up or if there's something deeper going on. From what I've seen, insuran...

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RE: Insurance headaches for risky drivers in NC—stick with big names or go local?

I've tried negotiating a few times, especially since my classic Mustang's value fluctuates. Honestly, it's been hit-or-miss. One year I pointed out so...

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RE: Scored a Sweet Auto Insurance Deal Thanks to My Military ID

I've been debating a dashcam too...but here's something I'm wondering: how much hassle is the setup really? I've seen some pretty slick installs that ...

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RE: keeping your vintage ride running smooth on long trips

Man, midnight breakdowns are always the worst—been there myself. Curious though, did you pinpoint exactly what caused the issue? Was it just a belt sn...

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RE: Confused about Illinois car insurance rules—anyone else?

Yeah, uninsured motorist coverage can trip you up easily... I spent a good hour last renewal trying to figure out if stacking coverage was even allowe...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Interesting points here. I get the appeal of paying a bit extra monthly, but have you considered how often you realistically expect to file a claim? I...

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RE: insurance denied my claim—what would you do?

Had a similar issue with my classic Mustang last year—got me wondering, do you think insurers handle vintage or specialty vehicles differently when it...

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RE: Navigating the whole SR-22 thing in Kansas without losing your mind

Good points, but do you really think double-checking every single detail is necessary? I mean, isn't the SR-22 mostly standardized paperwork? I've fou...

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