I've had similar experiences myself, though thankfully nothing quite as dramatic as frying my phone mid-trip. A few years back, I opted for some budge...

Good points raised here—I hadn't considered the seasonal discounts much before, always assumed they'd be minimal at best. But now that you mention it,...

Digital copies are handy, sure, but call me old-fashioned...I still keep a paper copy tucked away just in case. Had my phone die on me once during a t...

Definitely with you on the tracking apps—I'm skeptical about how much privacy we're trading off for a small discount. I mean, sure, I drive a family c...

That's a fair point about shopping around—I've definitely noticed big differences between insurers myself. Still, I wouldn't completely dismiss defens...

I've seen a few ads about these tracking apps, and while the idea of saving money is appealing, I'm still a bit wary about privacy. I mean, it's great...