Yeah, I see your point. Honestly, as someone still getting comfortable behind the wheel, I find it tricky to balance savings with peace of mind. Do yo...

Are those plug-in things really that much better? I've heard they can mess with your car's electronics sometimes... anyone here actually used one long...

Fair point, but isn't it also about knowing your car's quirks? Like, have you actually practiced swapping out a belt or hose yourself? Having spares i...

Is the preferred shop thing really that big of a deal though? Had Progressive last year, and when my backup camera went wonky, their shop handled it f...

Calling usually works better for me too, but honestly, half the battle is just figuring out what they actually want. Last time mine got denied for "mi...