Had the same debate myself recently—two teens at home now, and one fender-bender later, I'm glad we opted in. But if it were just me driving, I'd prob...

Totally agree about reassessing regularly—it's easy to set it and forget it, but circumstances change. I do something similar, but I also factor in th...

I've been using a similar setup for about two years now—separate logins, extra verification steps, the whole deal. Honestly, at first it seemed annoyi...

Good points on the text alerts, they've definitely helped me catch some sketchy charges early. One thing I'm curious about though—if your card does ge...

Had a similar experience here. Geico was definitely cheaper upfront, but the price hikes after claims can sting. Yeah, Progressive seems better ab...

Yeah, had a similar experience. Those trackers can be overly sensitive about acceleration and braking—had mine ding me once for braking "too hard" whe...

Same here, noticed mine dropped after a couple years accident-free. I checked the fine print thinking they'd sneak in higher premiums or something, bu...