Car insurance discussions and local services.
lindat96
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Topics and replies this member has contributed.
RE: How is ACV not just a fancy way to pay us less?
Honestly, it’s wild how out of touch those ACV numbers seem compared to what you actually see on Craigslist or FB Marketplace. I’ve always felt like insurance adjusters use the lowest comps they can dig up just to keep t...
RE: When The Other Driver Has No Insurance And Dings Your Car
Totally get that frustration. I’ve been there, staring at the scratches and thinking, “Is this even worth it?” The paint pens are a decent compromise, though - definitely better than those cheap touch-up markers that nev...
RE: Mileage-based car insurance: who’s using it and which company do you like?
I’ve been using the Allstate Drivewise app for about a year now, and honestly, it never really “learned” my habits - it just kept dinging me for hard braking and late-night drives no matter what. It got old fast. I’ve he...
RE: Weighing legal trouble vs. losing trust: which is worse after fraud?
Honestly, I’d take the legal headache over losing trust any day. I had a coworker years back who got tangled up in a fraud accusation - turned out he was cleared, paperwork and all, but the office never really let it go....
RE: Why can’t I use my points AND a coupon at checkout?
Totally get where you’re coming from. It’s wild how airlines are often more flexible with stacking deals, but hotels just dig their heels in. I’ve always thought it’s less about “keeping things simple for staff” and more...
RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?
Yeah, that’s the part that bugs me most about insurance roadside. When my battery died last winter, AAA had someone there in under 30 minutes - no paperwork, no upfront anything. Insurance might be cheaper on paper, but ...
RE: Insurance paid way less than what it cost me to replace my roof
You can definitely push back on those lowball offers, but it takes some persistence. I had a hail claim a couple years ago and the first check barely covered half the cost. I got a couple local contractor estimates and s...
RE: Confused about insurance rules in South Dakota - help me figure this out
Honestly, I think you nailed it - the system’s just not ready to go fully digital yet. I’ve had a trooper in Minnehaha County who was fine with my phone, and then a sheriff out by Wall who looked at me like I was trying ...
RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?
Yeah, been there. I drive a ton for work, so I’ve learned to never trust the word “comprehensive” on its own. One year I switched to a cheaper policy, only to find out roadside wasn’t included - just like you. Now I alwa...
RE: anyone else feel like AAA insurance isn't what it used to be?
That’s exactly how it feels lately. I’ve been with AAA for years and the billing used to be straightforward - now it’s like they’re inventing new line items just to see if anyone notices. The “processing fee” thing happe...
RE: Getting Time Off Approved For Family Needs: It Actually Worked!
Honestly, I’ve started doing exactly that - sending a quick calendar invite after submitting the request. It might seem redundant, but it’s saved me more than once when HR “lost” my form. If a manager gets annoyed, I jus...
RE: Just saved a chunk of cash on car insurance after defensive driving course
I get the appeal of seeing what the app picks up, but honestly, I’m not convinced it’s all that helpful in the long run. I drive a ton for work - like, hours every day - and those apps always seem to ding me for stuff th...