Yeah, mileage makes a surprising difference. When I switched jobs and started working from home, just updating my annual miles shaved a chunk off my p...

Man, the “oh no” threshold is such a perfect way to put it. I’ve gone back and forth on this more times than I’d like to admit. With two kids and a mi...

That bit about mods is so true——I learned that the hard way after adding a backup cam and nicer stereo to our van. No receipts, so insurance just shru...

Free Coffee Isn’t Gonna Fix a Slow Claim I get what you’re saying. I mean, I like a freebie as much as the next person—my kids still talk about the t...

I’ve tried the locking gas cap thing, but honestly, it felt more like a hassle than anything. Maybe it’d slow someone down, but if someone really want...

Can totally relate to the “stop signs are suggestions” vibe—feels like every school pickup is an obstacle course. I used to think just having the lega...

I get what you're saying about traditional mail feeling safer sometimes. A couple years back, I had to submit a bunch of insurance docs after a minor ...

I get the hesitation, but honestly, I'd say insurance isn't really meant to cover stuff like battery degradation or failure—that's more the manufactur...

I had Farm Bureau for a few years before switching to State Farm, and honestly, both were decent. Farm Bureau rates were a bit lower at first, but Sta...

I've looked into this before, and from what I gathered, accident forgiveness typically kicks in for incidents that would normally cause your premium t...

Pivot Health was decent when I used them too, but yeah, those outpatient caps can sneak up on you. I also noticed some providers bury prescription cov...