Switching insurers can help a bit, but from what I've seen, your claim history still tags along behind the scenes. It's like a shadow—hard to shake co...

I get why the app matters, but honestly, I'd lean more toward customer service and coverage. Apps are great until you're stuck somewhere with spotty c...

Totally agree with you on clearer guidelines from the city. The window visibility thing surprised me too, but when you think about it, moisture damage...

Yeah, insurers can be a real pain sometimes. Dashcams are awesome, but you're totally right—they're not foolproof. A friend of mine had a similar issu...