I get the worry about Hawaii’s wild car market, but honestly, if you’re putting down a big chunk and your loan’s short, gap insurance might be overkil...
I get what you’re saying, but I’ve actually had a few times where GEICO flagged something before I even noticed. Not every company is totally opaque, ...
Had something similar happen with my '73 Mustang. Some guy backed into me in a parking lot and tried to blame me. My dashcam footage cleared things up...
Yeah, those apps are wild—mine once dinged me for “hard braking” when a chicken ran across the road. Guess the algorithm’s never driven on these roads...
Had a similar shock when my ‘72 Chevelle got dinged in a parking lot. Thought my policy would cover it since I had “full coverage,” but turns out the ...
Bundling’s been a mixed bag for me too. I like having everything under one roof, especially when it comes to paperwork and claims—less chasing people ...
Yeah, Nebraska’s not messing around with that uninsured motorist bit. I get why it’s there, but man, it stings when your ‘72 Chevelle barely sees dayl...
Totally get this. I had a ‘72 Chevelle with a bunch of custom work, and the insurance folks acted like my receipts were just “nice to have.” It’s frus...
Yeah, I’ve noticed the “bundling” trick too—looks good on paper, but after all the extra charges, I’m not sure it’s worth it. I’ve also found that som...
I hear you on the telematics thing. I tried one of those trackers a couple years back when my insurance company was pushing it hard. Figured it couldn...
Yeah, it really does feel that way sometimes. I’ve had better luck with smaller agents who actually know the local scene—one even found me a “storage”...
I hear you on USAA being solid for daily drivers, but when it comes to insuring my old Mustang, their rates just didn’t make sense. Ended up going wit...
Good call on the email backups. Had a similar headache when registering my vintage Mustang—sent everything digitally, got the thumbs-up confirmation, ...
That's rough about your friend's EV battery—reminds me of when my classic Mustang's transmission went out right after warranty. Insurance didn't touch...
Yeah, ran into exactly this when my wife needed chiropractic care after a minor fender-bender. It's frustrating how quickly those caps kick in. Good c...