Car insurance discussions and local services.
laurienelson716
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Topics and replies this member has contributed.
RE: Things I wish I'd known before picking my first insurance
Honestly, I used to think all that extra coverage was just a scam. Then my car battery died in the middle of nowhere and I had to wait three hours for a tow... in the rain. Never skipping roadside again, lesson learned t...
RE: Do you really need extra insurance for a rental in Montana?
Honestly, the “loss of use” thing is a nightmare. I got dinged with it once after a deer ran out in front of me near Bozeman - wasn’t even major damage, but the car was out of commission for a few days. The rental compan...
RE: What happens if your rideshare app is between trips and you get into an accident?
Honestly, I tried going the “just basic liability” route when I first started, thinking I’d only do a couple rides here and there. Ended up rear-ended between trips, and the headache with insurance was unreal. Has anyone...
RE: anyone else feel like AAA insurance isn't what it used to be?
Honestly, I get what you’re saying about AAA being handy for lockouts and towing, but my experience lately has been pretty underwhelming. Last semester, I locked my keys in my car at the campus lot - figured AAA would be...
RE: Renting a car: stick with GEICO or pay for the rental company’s insurance?
Yeah, that fine print gets me every time. Last time I rented, I thought my GEICO policy would handle everything, but the rental place tried to ding me for a cracked windshield and said their “glass coverage” was extra. I...
RE: Do you really need extra insurance for a rental in Montana?
Yeah, I get where you’re coming from. I used to think all that extra insurance was just a money grab, but after getting stuck with a bill for a cracked windshield (thanks, random gravel truck), I started rethinking it. M...
RE: Deductibles and premiums - what's the real deal?
Honestly, I get wanting to save cash, but I keep thinking - what if you get hit and the other person bails or their insurance flakes? My cousin had that happen and it was a nightmare. Do you guys actually set aside money...
RE: Can Military Folks Really Get Cheaper Insurance Rates?
I get where you’re coming from, but I actually saw a noticeable drop when I switched to a more “boring” car. I’m still on my parents’ policy (student driver life), but the military discount stacked with a basic sedan mad...
RE: Drowning in Forms: What If Your Insurance Docs Got Lost?
Yeah, I learned that the hard way. My first time driving solo, I thought I was all set with my insurance app. Then my phone decided to update itself right as I got pulled over. Cop just stared at me while I fumbled aroun...
RE: Navigating the whole SR-22 thing in Kansas without losing your mind
I get what you're saying, but honestly, even after it becomes routine, it's still kind of annoying. Maybe that's just me though - I tend to be forgetful about stuff like this. A couple months back I almost missed my SR-2...